The State of Florida has developed comprehensive statues for the regulation of sinkhole claims that address all aspects of sinkhole insurance beginning with rules for inspection of the initial claim through subsurface investigation and ending in rules for settlement of the sinkhole claim. This paper provides (1) a description of the current statute including a discussion of its history and development, (2) problems with the current statute including examples of the positive and negative experiences Florida has had with the sinkhole statute, and (3) recommendations for improving the effectiveness of the statute that would improve responsiveness to owners and insurance companies. By providing an understanding of the Florida sinkhole statute to other geo-professionals outside Florida, the experiences learned by practitioners in Florida will benefit others engaged in the investigation and regulation of sinkhole claims.
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