Housing in Portugal (1992-2008). A multidimensional perspective on the behaviour of economic agents

• António Duarte Santos ^[1] ; Guilherme Castela ^[1] ; Iris Lopes ^[1] ; Nelson Silva ^[1]
  1. [1] Universidade do Algarve

     Universidade do Algarve

     Faro (Sé), Portugal

     
• Localización: Proceedings of the International Congress on Interdisciplinarity in Social and Human Sciences.5th - 6th May 2016 / coord. por Saul Neves de Jesus, Patrícia Pinto, 2016, ISBN 978-989-8472-82-3, págs. 540-550
• Idioma: inglés
• Texto completo no disponible (Saber más ...)
• Resumen

  • Since the nation joined the European Union, the process that regulates housing policy in Portugal has been subjectto specificities that are proper of the Portuguese situation. In a State, which has a considerable housing deficit, itwas the quantifier elements that judged the various governments regarding this matter. Almost all of the housingproduction depended on mortgage loans in which soft loans played an important part, together with tax benefits.The negative effects produced by lease blocking were increasingly felt throughout the analyzed period of time. Thechanges in context due to the decrease of tax rates and the legislative alterations on soft loans conditioned the agentsbehavior and, necessarily, the rhythm of Portugal’s housing market. Using the STATIS (Structuration of TableauxA Trois Indices de la Statistique) methodology and through the analysis of the housing policy instruments, it waspossible to identify the trajectories and changes in performance of the State, Owners and Households during theperiod between 1992 and 2008, as well as the most significant variables for understanding the problematic of housingin Portugal.